Today, November 1, 2020, my net worth is $0 or less because I do have a few debts here and there. They’re not negligible. In fact they are scary. And I have been watching Dave Ramsey on YouTube so I want to clean my act. Please stay with me as I do this.
You would be surprised by how far you can go when you finally decide not to get stuck in cyclical poverty. Many people have lifted themselves up and you can too.